kyccost

Independent reference. Not legal or regulatory advice. Consult a qualified compliance specialist for advice specific to your jurisdiction and risk profile. See methodology.

Cluster 5 / Neutral context

How major KYC platforms structure pricing.

Neutral, descriptive, non-comparative. Four common pricing structures, the per-check rates vendors actually publish, which vendors quote instead, and what sits outside the platform line. Built for an RFP, not a vendor pitch.

Published per-verification: $0.80 - $1.89 | Monthly minimums: $49 - $299 | Enterprise: quoted, not published

The four common pricing structures.

Per-verification with monthly minimum

Sumsub Basic ($1.35, $149/mo minimum) and Compliance ($1.85, $299/mo); Veriff Essential ($0.80, $49/mo), Plus ($1.39, $99/mo) and Premium ($1.89, $209/mo). The minimum buys platform access; each verification is billed at the plan rate. Suits firms where verification volume is the dominant cost driver.

Tiered platform plans with per-check rates

ComplyCube Starter ($99/mo) and Core ($299/mo). The plan fee lowers the per-check rate: an ID document check is $1.05 on Starter and $0.75 on Core. Suits firms that buy several check types (document, liveness, AML screening, proof of address) from one vendor.

Annual plan with included services

Persona Essential, from $250/mo on an annual contract with 500 services a month included and $1.50 per service beyond. Growth and Enterprise are quoted. Suits firms with steady monthly volume that want a fixed floor.

Quoted enterprise contracts

Entrust IDV (formerly Onfido), Jumio and Trulioo publish no prices; Sumsub Custom, ComplyCube Growth and Enterprise, Veriff Enterprise (5,000+ verifications a month) and Persona Growth and Enterprise are quoted too. Contract values are not public, so this site does not estimate them.

Published commercials.

VendorPricing structureAnchor commercialsSource
SumsubPer-verification + monthly minimumBasic: $1.35 per verification, $149/mo minimum. Compliance: $1.85, $299/mo minimum. Custom plan quotedsumsub.com/pricing, checked Oct 2026
ComplyCubeTiered platform plans + per-checkStarter $99/mo, Core $299/mo. ID document $1.05 (Starter) / $0.75 (Core); liveness $0.35 / $0.20; standard AML screen $0.50 / $0.35. Growth and Enterprise quotedcomplycube.com/en/pricing, checked Oct 2026
VeriffPer-verification + monthly minimumEssential $0.80 ($49/mo minimum), Plus $1.39 ($99), Premium $1.89 ($209). Enterprise quoted, 5,000+ verifications a monthveriff.com/pricing, checked Oct 2026
PersonaAnnual platform plan + included servicesEssential from $250/mo on an annual contract, 500 services a month included, $1.50 per service beyond. Growth and Enterprise quotedPersona help centre, Plans overview, checked Oct 2026
Entrust IDV (formerly Onfido)Quoted on applicationNot publishedOnfido acquired by Entrust, completed April 2024
JumioQuoted on applicationNot publishedNo public pricing page, checked Oct 2026
TruliooQuoted on applicationNot publishedtrulioo.com/pricing carries no figures, checked Oct 2026

Vendor names appear here in descriptive context only. This site does not rank or recommend platforms. Rates are as shown on each vendor's own pricing page when checked in October 2026, in US dollars. Published plans are the low-volume reference; contracts above them are negotiated and not public.

Enterprise-tier reality.

No vendor in this reference publishes what an enterprise contract costs, and this site does not estimate it. What is public is where quoting begins: Veriff's Enterprise plan starts at 5,000+ verifications a month, Persona quotes Growth and Enterprise, and Sumsub, ComplyCube, Entrust IDV (formerly Onfido), Jumio and Trulioo quote on application. A quote is driven by committed annual volume, the check mix, jurisdictions covered, manual-review options and contract length.

The published plans are pitched at startups and SMEs, and their monthly minimums ($49 to $299) show it. A scale fintech's useful benchmark is therefore not the published rate but competing quotes for the same specification. Asking two or three vendors to price the same check mix, volume commitment and term, line by line, is the only comparison that holds.

What the published rates show.

Veriff
$0.80 to $1.89
Essential to Premium per verification; the higher tiers add human-assisted review
Sumsub
$1.35 to $1.85
Basic to Compliance per verification
ComplyCube ID document
$1.05 to $0.75
Starter to Core; the $299 plan cuts the per-check rate by $0.30
Persona Essential
$1.50
Per service beyond the 500 a month included

Across published plans the price steps track capability more than volume. Volume discounts are not published by any vendor here; they appear only in quotes. The procurement implication is concrete: an RFP that decomposes pricing into platform fee, committed-use floor, per-verification rate above commit, and per-feature line items (sanctions data, EDD workflow, ongoing monitoring) lets quotes that bundle differently be compared on the same basis.

What sits outside the platform price.

Sanctions / PEP / adverse media data

Bundled or quoted

ComplyCube publishes a standard AML screen at $0.50 (Starter) / $0.35 (Core). Enterprise data providers (LSEG World-Check, Dow Jones, ComplyAdvantage) quote. See the sanctions-screening cost page.

Ongoing monitoring

$0.03 / month (ComplyCube)

ComplyCube's published continuous AML monitoring rate. Other vendors quote it as an add-on.

EDD workflow

Quoted

Source-of-funds workflow, UBO mapping, senior approval queue. Often gated to higher tiers; no vendor here publishes a price.

Document translation

Quoted

Cross-border UBO chains. Priced by the translation provider, usually per page.

Fraud signals

$0.07 - $0.11 / check (ComplyCube)

ComplyCube's published mobile, email and device intelligence rates on Core and above. Optional but increasingly common.

Integration / SI cost

Your own estimate

One-off engineering or systems-integrator cost. Scales with the number of products and jurisdictions; size it from your own team's estimate.

Most of these lines are quoted rather than published, which is why a budget built from a headline per-verification rate alone tends to overrun. Surfacing each one in the RFP is the difference between a defensible budget and a mid-year surprise. The RegTech cost page maps where each line sits in the broader compliance stack.

The build crossover signal.

On this site's build vs buy model, buy TCO crosses build TCO somewhere above roughly 250,000-500,000 onboardings a year for a single-jurisdiction fintech. Below that, buy wins on the model's inputs. The realistic answer for most scale fintechs is hybrid: buy identity verification, buy sanctions data, build workflow plus decisioning plus case management. See the build vs buy page for the full crossover analysis.

Provider pricing questions

How is KYC API pricing structured?+
Four structures appear on published vendor pricing pages: per-verification with a monthly minimum (Sumsub Basic and Compliance; Veriff Essential, Plus and Premium), tiered platform plans with per-check rates (ComplyCube Starter and Core), an annual platform plan with an included service allowance (Persona Essential), and quoted enterprise contracts (Entrust IDV, formerly Onfido; Jumio; Trulioo; and the top tier of every vendor that publishes). Published plans are built for low volumes; above them, every vendor here quotes.
What does Sumsub cost per check?+
Sumsub publishes two plans: Basic at $1.35 per verification with a $149 monthly minimum, and Compliance at $1.85 per verification with a $299 monthly minimum, plus a quoted Custom plan (sumsub.com/pricing, checked October 2026). Sumsub states that a verification is charged at full cost even when not every feature in the plan is used. The published rate covers the platform only; analyst time, EDD case work and integration sit outside it.
Is there a transparent KYC vendor on the market?+
ComplyCube, Sumsub, Veriff and Persona publish entry plans with per-check or per-service rates. Entrust IDV (formerly Onfido), Jumio and Trulioo publish no prices and quote on application. Every vendor that publishes also quotes its top tier (Sumsub Custom, ComplyCube Growth and Enterprise, Veriff Enterprise, Persona Growth and Enterprise), so a published rate is a low-volume reference, not a forecast of a negotiated contract.
How does enterprise tier pricing work?+
No vendor in this reference publishes an enterprise contract value, so this site does not state one. What vendors do publish is where quoting starts: Veriff moves to Enterprise pricing at 5,000+ verifications a month, Persona prices Growth and Enterprise by quote, and Sumsub, ComplyCube, Entrust IDV, Jumio and Trulioo quote on application. The drivers that move a quote are committed annual volume, check mix (document, liveness, database, AML screening), jurisdictions covered, manual-review options and contract length. Ask for each to be priced as a separate line.
What sits outside the platform price?+
Sanctions / PEP / adverse media data (sometimes bundled, often a separate provider), ongoing monitoring, EDD workflow, document translation, fraud signals, and integration or systems-integrator cost. A few are published: ComplyCube lists continuous AML monitoring at $0.03 a month and mobile, email and device intelligence at $0.07-$0.11 a check. Most are quoted. An RFP that prices each line separately is the most useful procurement discipline this page can encourage.
When should a fintech move from buy to build?+
On this site's build vs buy model, buy TCO crosses build TCO somewhere above roughly 250,000-500,000 onboardings a year for a single-jurisdiction fintech, earlier for multi-product or multi-jurisdictional programmes and later for low-EDD retail books. Most scale fintechs settle on hybrid: buy identity verification, buy sanctions data, build workflow, decisioning and case management. The build vs buy page sets out the model and its inputs.

Sources cited on this page

  1. Sumsub pricing (Basic, Compliance, Custom) · checked October 2026
  2. ComplyCube pricing (Starter, Core, Growth, Enterprise) · checked October 2026
  3. Veriff pricing (Essential, Plus, Premium, Enterprise) · checked October 2026
  4. Persona Plans overview (Essential, Growth, Enterprise) · checked October 2026
  5. Entrust completes acquisition of Onfido (April 2024) · Entrust IDV publishes no pricing
  6. Trulioo pricing page (no figures published)

Updated 2026-04-27